This year, BPI (Bank of the Philippine Islands) is celebrating its 175th anniversary. Instead of just hosting a party, they chose to mark this milestone by offering Filipinos something genuinely useful for daily life. They became the first bank this year to eliminate fund transfer fees and also organized tree-planting events, fun runs, and a Thanksgiving mass to commemorate the occasion. Additionally, BPI has been expanding its network of partners to make banking more widely accessible across the country. So if you’ve been to an Ayala mall or a Robinsons Supermarket lately and noticed a little BPI counter set up near the checkout lanes, that is not a random pop up booth. That’s May BPI Dito, and honestly, this is the real gift. More people need to know about it.
So What Exactly is May BPI Dito
May BPI Dito is BPI’s partner store program. Basically, instead of making you go all the way to a branch or hunt down a working ATM, BPI brings their services straight into stores you are already visiting for your regular errands. Grocery shopping, mall days, whatever it is, banking is now just there.
Through partner stores like Robinsons Supermarket, Shopwise, The Marketplace, and Robinsons Easymart, you can
- Deposit or withdraw cash from your BPI account
- Open a brand new BPI account through a self service kiosk
- Cash out from any QR Ph enabled bank or e wallet with just a scan
No ATM card needed for most of it. You can either generate a barcode through the BPI app, or if you do not have the app handy, just walk up to the counter with a valid ID and your account number.
I Actually Tried It
I got to test the deposit process myself at The Marketplace in Ayala Center Cebu, and it was so much smoother than I expected. You approach the counter, give your deposit amount, your BPI account number, mobile number, and full name, then show a valid ID. That is it. You get an SMS confirmation the moment the transaction goes through. No queueing at a branch, no waiting for your number to get called.
The Transaction Limits
For anyone planning to use this
Deposits at partner stores like The Marketplace range from PHP 100 up to PHP 15,000 per transaction, with a daily cap of PHP 50,000. Amounts need to be in multiples of PHP 50. Other stores like Robinsons Easymart cap it at PHP 10,000 per transaction.
Withdrawals work similarly, PHP 100 to PHP 10,000 per transaction, also capped at PHP 50,000 a day.
If you are generating a barcode through the app, take note you can only do that a maximum of five times a day.
They also had kiosks where you can open a full BPI account on the spot in just a few minutes, no thick folder of requirements, no multiple trips back and forth.
Why This Actually Matters
A lot of Filipinos, especially outside Metro Manila, still do not have easy access to a branch or a working ATM nearby. May BPI Dito closes that gap in a very real way. It brings actual banking services into stores that are already part of people’s everyday routine, whether that is a mall in Cebu City or a grocery in a province where the nearest branch is a habal habal ride away.
Imagine, you are at the grocery, cart half full, and suddenly you remember you need cash or need to deposit something. Before, that meant abandoning your cart, driving to a branch or ATM, lining up, then coming back to finish shopping. Ang hassle, diba. Now you just walk over to the counter that is already inside the same mall or supermarket you are in. HIMALA!!!!!!!!
BPI has been steadily expanding this network beyond Metro Manila and Cebu into smaller community stores in places like Siargao and other provinces where a physical branch is not practical. That is really the point of the whole program, reaching communities that have historically been underserved by traditional banking.
For a bank that has been around for 175 years, it says a lot that BPI is still finding new ways to stay relevant instead of coasting on its history. May BPI Dito might genuinely be the most useful anniversary gift they could give us, because it does not just celebrate the past, it makes everyday life easier right now. Congratulations BPI and thank you for helping Filipinos do more!
